Start a Travel Fund

January 06, 2016

Good bye 2016, Hello 2017!

As we welcome the new year, let’s not forget the amazing trips that we had last 2016 and I believe everybody wants to travel even more this year. Remember we have 365 chances to accomplish our travel goals and check off our bucketlist.

Furthermore, I’m guessing that you’ve secured your travel fund with the bonuses that you’ve received, by completing the 52-Week Money Challenge or whatever saving strategy you had.

As for me, I’m afraid that I haven’t completed my 52-week money challenge because I was unemployed for 11 months but since I’m back to grinding I will try to complete this challenge until I finally reach the 52nd week.

It’s a challenge because the weekly savings will increase cumulatively. So for those who wanted to try this Money Challenge you have three options: P 20, P 50 or P 100; depending on your monthly income and expenses. You also have a choice how often you’ll save either per cut-off, weekly or monthly.

Download here.

(P 20) 52-Week Money Challenge

Recommended for students or employees with monthly income of P 10,000.

You’ll save P 27,560 at the end of the year. You can book 4 trips with a 3-day itinerary around the Philippines. If you want to go abroad you can already plan 2 Southeast Asian trip. You may also go backpacking around Luzon with that budget.

Week Dates Cut-Off Weekly Monthly Total
1 Jan 1 – 7 120 20 300 P 20
2 Jan 8 – 14 40 P 60
3 Jan 15 – 21 60 P 120
4 Jan 22 – Jan 28 180 80 P 200
5 Jan 29 – Feb 4 100 P 300
6 Feb 5 – 11 260 120 600 P 420
7 Feb 12 – 18 140 P 560
8 Feb 19 – Feb 25 340 160 P 720
9 Feb 26 – Mar 4 180 P 900
10 Mar 5 – 11 420 200 920 P 1,100
11 Mar 12 – 18 220 P 1,320
12 Mar 19 – 25 500 240 P 1,560
13 Mar 26 – Apr 1 260 P 1,820
14 Apr 2 – 9 580 280 1240 P 2,100
15 Apr 9 – 15 300 P 2,400
16 Apr 16 – 22 660 320 P 2,720
17 Apr 23 – 29 340 P 3,060
18 Apr 30 – May 6 1140 360 1560 P 3,420
19 May 7 – 13 380 P 3,800
20 May 14 – 20 400 P 4,200
21 May 22 – 27 860 420 P 4,620
22 May 28 – Jun 3 440 1880 P 5,060
23 Jun 4 – 10 940 460 P 5,520
24 Jun 11 – 17 480 P 6,000
25 Jun 18 – 24 1020 500 P 6,500
26 Jun 25 – Jul 1 520 2800 P 7,020
27 Jul 2 – 8 1100 540 P 7,560
28 Jul 9 – 15 560 P 8,120
29 Jul 16 – 22 1800 580 P 8,700
30 Jul 23 – 29 600 P 9,300
31 Jul 30 – Aug 5 620 3300 P 9,920
32 Aug 6 – 12 1300 640 P 10,560
33 Aug 13 – 19 660 P 11,220
34 Aug 20 – 26 1380 680 P 11,900
35 Aug 27 – Sep 2 700 P 12,600
36 Sep 3 – 9 1460 720 3000 P 13,320
37 Sep 10 – 16 740 P 14,060
38 Sep 17 – 23 1540 760 P 14,820
39 Sep 24 – 30 780 P 15,600
40 Oct 1 – 7 1620 800 3320 P 16,400
41 Oct 8 – 14 820 P 17,220
42 Oct 15 – 21 2580 840 P 18,060
43 Oct 22 – 28 860 P 18,920
44 Oct 29 – Nov 4 880 4600 P 19,800
45 Nov 5 – 11 1820 900 P 20,700
46 Nov 12 – 18 920 P 21,620
47 Nov 19 – 25 1900 940 P 22,560
48 Nov 26 – Dec 2 960 P 23,520
49 Dec 3 – 9 1980 980 4040 P 24,500
50 Dec 10 – 16 1000 P 25,500
51 Dec 17 – 23 2060 1020 P 26,520
52 Dec 24 – 31 1040 P 27,560

(P 50) 52-Week Money Challenge

At the end of the year, you’ll be able to save a whopping P 68,900. You can already book a 10-day trip to Batanes or a backpacking trip around Cebu, Leyte, Bohol and Dumaguete. You’ll still have enough money to go to Hongkong Disneyland or an Indo-China trip.Recommended for employees with monthly income of P 15,000. I also used this one last year.

Week

Dates Cut-Off Weekly Monthly

Total

1

Jan 1 – 7 300 50 750 P 50
2 Jan 8 – 14 100

P 150

3

Jan 15 – 21 150 P 300
4 Jan 22 – Jan 28 450 200

P 500

5

Jan 29 – Feb 4 250 P 750
6 Feb 5 – 11 650 300 1500

P 1,050

7

Feb 12 – 18 350 P 1,400
8 Feb 19 – Feb 25 850 400

P 1,800

9

Feb 26 – Mar 4 450 P 2,250
10 Mar 5 – 11 1050 550 2300

P 2,750

11

Mar 12 – 18 500 P 3,300
12 Mar 19 – 25 1250 600

P 3,900

13

Mar 26 – Apr 1 650 P 4,550
14 Apr 2 – 9 1450 700 3100

P 5,250

15

Apr 9 – 15 750 P 6,000
16 Apr 16 – 22 1650 800

P 6,800

17

Apr 23 – 29 850 P 7,650
18 Apr 30 – May 6 2850 900 3900

P 8,550

19

May 7 – 13 950 P 9,500
20 May 14 – 20 1000

P 10,500

21

May 22 – 27 2150 1050 P 11,550
22 May 28 – Jun 3 1100 4700

P 12,650

23

Jun 4 – 10 2350 1150 P 13,800
24 Jun 11 – 17 1200

P 15,000

25

Jun 18 – 24 2550 1250 P 16,250
26 Jun 25 – Jul 1 1300 7000

P 17,550

27

Jul 2 – 8 2750 1350 P 18,900
28 Jul 9 – 15 1400

P 20,300

29

Jul 16 – 22 4500 1450 P 21,750
30 Jul 23 – 29 1500

P 23,250

31

Jul 30 – Aug 5 1550 8250 P 24,800
32 Aug 6 – 12 3250 1600

P 26,400

33

Aug 13 – 19 1650 P 28,050
34 Aug 20 – 26 3450 1700

P 29,750

35

Aug 27 – Sep 2 1750 P 31,500
36 Sep 3 – 9 3650 1800 7500

P 33,300

37

Sep 10 – 16 1850 P 35,150
38 Sep 17 – 23 3850 1900

P 37,050

39

Sep 24 – 30 1950 P 39,000
40 Oct 1 – 7 4050 2000 8300

P 41,000

41

Oct 8 – 14 2050 P 43,050
42 Oct 15 – 21 6450 2100

P 45,150

43

Oct 22 – 28 2150 P 47,300
44 Oct 29 – Nov 4 2200 11500

P 49,500

45

Nov 5 – 11 4550 2250 P 51,750
46 Nov 12 – 18 2300

P 54,050

47

Nov 19 – 25 4750 2350 P 56,400
48 Nov 26 – Dec 2 2400

P 58,800

49

Dec 3 – 9 4950 2450 10100 P 61,250
50 Dec 10 – 16 2500

P 63,750

51

Dec 17 – 23 5150 2550 P 66,300
52 Dec 24 – 31 2600

P 68,900


(P 100) 52-Week Money Challenge

Once you completed this money challenge, you’ll have a P 137,800 budget. You can start planning your trip around the 81 provinces of the Philippines. You may also practice Spanish for a backpacking trip to South America or if you want a European trip. Yay! Recommended for employees with monthly income of P 25,000 and to those people who are addicted to travelling.

Week

Dates Cut-Off Weekly Monthly

Total

1

Jan 1 – 7 600 100 1500 P 100
2 Jan 8 – 14 200

P  300

3

Jan 15 – 21 300 P  600
4 Jan 22 – Jan 28 900 400

P  1,000

5

Jan 29 – Feb 4 500 P  1,500
6 Feb 5 – 11 1300 600 3000

P  2,100

7

Feb 12 – 18 700 P  2,800
8 Feb 19 – Feb 25 1700 800

P  3,600

9

Feb 26 – Mar 4 900 P  4,500
10 Mar 5 – 11 2100 1000 4600

P  5,500

11

Mar 12 – 18 1100 P  6,600
12 Mar 19 – 25 2500 1200

P  7,800

13

Mar 26 – Apr 1 1300 P  9,100
14 Apr 2 – 9 2900 1400 6200

P  10,500

15

Apr 9 – 15 1500 P  12,000
16 Apr 16 – 22 3300 1600

P  13,600

17

Apr 23 – 29 1700 P  15,300
18 Apr 30 – May 6 5700 1800 7800

P  17,100

19

May 7 – 13 1900 P  19,000
20 May 14 – 20 2000

P  21,000

21

May 22 – 27 4300 2100 P  23,100
22 May 28 – Jun 3 2200 9400

P  25,300

23

Jun 4 – 10 4700 2300 P  27,600
24 Jun 11 – 17 2400

P  30,000

25

Jun 18 – 24 5100 2500 P  32,500
26 Jun 25 – Jul 1 2600 14000

P  35,100

27

Jul 2 – 8 5500 2700 P  37,800
28 Jul 9 – 15 2800

P  40,600

29

Jul 16 – 22 9000 2900 P  43,500
30 Jul 23 – 29 3000

P  46,500

31

Jul 30 – Aug 5 3100 16500 P  49,600
32 Aug 6 – 12 6500 3200

P  52,800

33

Aug 13 – 19 3300 P  56,100
34 Aug 20 – 26 6900 3400

P  59,500

35

Aug 27 – Sep 2 3500 P  63,000
36 Sep 3 – 9 7300 3600 15000

P  66,600

37

Sep 10 – 16 3700 P  70,300
38 Sep 17 – 23 7700 3800

P  74,100

39

Sep 24 – 30 3900 P  78,000
40 Oct 1 – 7 8100 4000 16600

P  82,000

41

Oct 8 – 14 4100 P  86,100
42 Oct 15 – 21 12900 4200

P  90,300

43

Oct 22 – 28 4300 P  94,600
44 Oct 29 – Nov 4 4400 23000

P  99,000

45

Nov 5 – 11 9100 4500 P  103,500
46 Nov 12 – 18 4600

P  108,100

47

Nov 19 – 25 9500 4700 P  112,800
48 Nov 26 – Dec 2 4800

P  117,600

49

Dec 3 – 9 9900 4900 20200 P  122,500
50 Dec 10 – 16 5000

P  127,500

51

Dec 17 – 23 10300 5100 P  132,600
52 Dec 24 – 31 5200

P  137,800

It may look hard especially when you reached the month of July but focus on your future adventure and never ever give up. Discipline with your expenses is the key.

I hope this helps you plan for your travel fund and I wish you good luck on your trips.

You can download the copy here.

Please don’t hesitate to leave comments below for more tips on how you can save for travel fund.